These tips will increase your wallet size, trust me I have put forth some exercises, tried personally and it worked. A true story, A few days ago, in a coffee shop, I was with a friend, who is working in a bank as a senior executive for more than 10 years. I was in a casual discussion with him & our conversation came to the topic of money. He openly admitted that he didn't save any money until now though he has an SUV car and living a good lifestyle. I wasn't surprised as I often hear stories like that but, what was shocking to me is, he didn't know where his money is going. He didn't even realize why he couldn't save and his credit card debt has piled up in spite of being in a decent income bracket. A few weeks back, one of my friends, asked me on the same topic - "I don't know where my money goes after my salary gets credited. I wish to save but after all my expenses I have nothing to save. Can you suggest how can I save