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How to stop worrying about debt?

If you are driving a car, fell asleep and when you woke up, you see you are going to hit the wall, what will be your immediate action to avoid hitting the wall? There was one period in my life, where my debts were piling up and were constantly worried about debt and how I was going to repay it? Yes, I slept for a few years in my life and when I woke up, I realized in a few meters, I'm going to hit the wall. Realized, in order to avoid hitting the wall, you need to change the focus. Instead of seeing the wall, if you see the direction where you want to go, your car automatically changes direction. (Experienced drivers agree to this) That was an aha moment, I did this, instead of focussing on debts, started creating a new savings plan. I started a new SIP with Rs 1000, increased the amount every few months and when I constantly started to focus on savings, my debt started to come down. This may sound a simple philosophy but a powerful one. What you focus on will grow. Focus on saving

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25 years stuck with my limitations - this 1 habit changed my life - Tamil

Financial literacy series - Self financial planning Tamil

3 lessons for entrepreneurs - Success - Tamil

Productivity tools - how to avoid distraction - Tamil

A letter to younger self!!

Dear young VJ, I know you wouldn't follow any of the advice as you are always stubborn and do whatever you have always wish to do - This world is trying to wrongly program you - Get good marks, get a good job, make more money, become successful and then be happy. It's actually true in reverse -  Be happy, feel yourself successful, you will make more money, get a good career that you truly love, marks don't matter. You will face lot of fear when you are trying something new, you will face millions of problems only in your thoughts, actually only very few will become your reality. One thing that I would suggest is feel the fear and do it anyway.  You will get hurt many times by some people in your life, its natural and part of the learning process. Those tough situations will mold you to become a person that you are. One thing that you can do is forget those instances, forgive those people, not for their sake but for your sake. Forgiveness is like air, you need it to s

Short Life Lessons - Volume 1

Simple insights from a Master to a student with a pearl of deep wisdom!! Student - Master, I have a question. I get angry, frustrated and highly irritated on a few people on my life. Their actions bother me and I get so mad at them. They are causing bad feelings in me, how to change them? Master - hmm, interesting question, can I ask you something? What do you get when you squeeze orange fruit? Student - Very simple, we get orange Juice? Master - Hmm, what if YOU squeeze it? Student - Same, orange juice. Master - what if the person who is bothering you squeeze it? Student - same orange juice. What question is this master, whoever squeezes orange, we will get only orange juice? Master - why, only orange juice? Why not mango juice or apple juice? Student - not sure, what happened to you? Orange fruit only has orange and we get only what's inside. Master - hmm, you have got the answer to your question. What's inside of you comes out.  When you are not happ

Being happy no matter what!!

What do we really want in life? We are all stuck in the myth of more? What do we do to be happy? Can we really be happy? Watch this video to find out more...

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